I don’t have a holiday home, but I do plan to have one at some point – and when I do, I think I will definitely get holiday home insurance. When I have my holiday home, I’ll want to have all the mod cons of my actual home, and so, with this mind, I think that having insurance would be very beneficial – because if all that expensive stuff – TVs, hi-fis, microwaves – got nicked, it would cost thousands. Literally thousands.

So paying just a few hundred pounds a year seems like a good idea for my peace of mind. All I’ve got to do now is work out how I can afford to buy a holiday home in the first place. Spain, maybe France – these are options indeed. I want a place like the one in that film Sexy Beast. There’s a great scene with the Mediterranean Sea in the background. I’d like that but without the scary character in that film. Because having that guy in your house is just another reason to get holiday home insurance!